TERMS AND CONDITIONS

Terms of Service

Lendrix LLC
Effective Date: January 1, 2026

1. Acceptance of Terms

By accessing or using this website (https://lendrix.io/) or engaging our services, you agree to these Terms of Service (“Terms”), our Privacy Policy, and any additional policies or guidelines posted on our website.

If you do not agree with these Terms, please discontinue use of the website and our services.

2. About Our Services

Lendrix LLC provides credit repair services, credit education, credit consultations, credit monitoring assistance, and related financial services. The information provided on this website is for general informational purposes only and should not be considered legal or financial advice.

Your use of this website does not establish a client relationship. A formal service agreement is created only after:

You enroll in one of our services.

Both parties agree to the applicable service terms.

Any required disclosures and agreements are completed.

3. Eligibility

You must be at least 18 years of age to use this website or purchase services from Lendrix LLC.

By using our services, you represent that the information you provide is accurate and complete.

4. User Responsibilities

By using this website, you agree that you will not:

Use the website for unlawful or fraudulent purposes.

Attempt to gain unauthorized access to our systems.

Upload malware, viruses, or malicious software.

Copy, reproduce, scrape, or distribute website content without written permission.

Misrepresent your identity or submit false information.

Violation of these Terms may result in suspension or termination of access to our services.

5. Intellectual Property

All website content, including text, graphics, logos, images, software, documents, and branding, is the exclusive property of Lendrix LLC unless otherwise stated.

You may not:

Copy or reproduce website content.

Modify or distribute any materials.

Use our trademarks or branding without written permission.

Personal, non-commercial use of this website is permitted.

6. Communications (SMS, Email & Phone)

By submitting your information through our website or otherwise contacting Lendrix LLC, you consent to receive communications regarding:

Credit consultations

Account updates

Appointment reminders

Customer support

Billing notifications

Service-related updates

These communications may be delivered via phone, email, or SMS.

Business Identity

Lendrix LLC may send SMS messages regarding your account, requested services, appointment reminders, customer support, and other transactional communications.

Marketing text messages will only be sent when you have provided your express consent.

7. SMS Terms & Conditions

You may opt out of SMS communications at any time by replying STOP.

After opting out, you will receive one confirmation message, and no additional SMS messages will be sent unless you opt in again.

For assistance, reply HELP or contact us directly:

Email: [email protected]

Phone: +1 (203) 923-7514

8. Message Frequency & Rates

Message frequency varies depending on your interaction with our services.

Standard message and data rates may apply.

Please contact your mobile carrier for information regarding your messaging plan.

9. Carrier Liability

Wireless carriers are not responsible for delayed or undelivered messages.

10. Payments & Billing

Pricing, billing schedules, and payment terms are provided during enrollment or purchase.

Failure to make timely payments may result in:

Suspension of services

Account cancellation

Additional collection efforts where permitted by law

Unless otherwise stated, all fees are non-refundable after services have begun, subject to applicable law and your service agreement.

11. Credit Repair Disclaimer

Lendrix LLC cannot guarantee any specific increase in your credit score or the removal of any item from your credit report.

Results vary based on each individual's credit history, financial behavior, and the accuracy of information reported by the credit bureaus.

We only dispute information that appears to be inaccurate, incomplete, unverifiable, or misleading in accordance with applicable laws, including the Fair Credit Reporting Act (FCRA).

12. Service Availability

We reserve the right to modify, suspend, or discontinue any portion of our website or services without prior notice.

We do not guarantee uninterrupted or error-free access.

13. Third-Party Services

Our website may contain links to third-party websites or services.

Lendrix LLC is not responsible for the content, security, or privacy practices of those third-party websites.

14. Disclaimer of Warranties

This website and all services are provided "AS IS" and "AS AVAILABLE."

We make no warranties regarding:

Website availability

Accuracy of information

Fitness for a particular purpose

Specific credit improvement outcomes

Use of our services is at your own risk.

15. Limitation of Liability

To the fullest extent permitted by law, Lendrix LLC, its owners, employees, contractors, and affiliates shall not be liable for any indirect, incidental, consequential, or special damages arising from:

Use of this website

Service interruptions

Errors or omissions

Credit decisions made by lenders

Delays in communication

Our maximum liability shall not exceed the amount paid by you for the specific services giving rise to the claim.

16. Indemnification

You agree to defend, indemnify, and hold harmless Lendrix LLC, its employees, contractors, officers, and affiliates from any claims, damages, liabilities, or expenses arising from:

Your violation of these Terms.

Your misuse of the website.

False information submitted by you.

Your violation of any applicable law.

17. Governing Law

These Terms shall be governed by the laws of the State of Connecticut, without regard to its conflict of law principles.

Any disputes arising under these Terms shall be resolved through binding arbitration or in the appropriate courts located within the State of Connecticut, unless otherwise required by law.

18. Privacy Policy

Please review our Privacy Policy to understand how we collect, use, and protect your information.

19. Changes to These Terms

We may update these Terms of Service periodically.

Any revisions will become effective immediately upon posting on this website with the updated Effective Date.

Continued use of our website or services constitutes acceptance of the revised Terms.

20. Contact Information

If you have questions regarding these Terms of Service, please contact us:

Lendrix LLC

📍 Business Address:
360 Fairfield Ave Ste 2
Bridgeport, CT 06604

📞 Phone:
+1 (203) 923-7514

📧 Email:
[email protected]

🌐 Website:
https://lendrix.org